TMA Mortgage Broker Trainer provides a demonstration of TMA’s Digital Learning Platform.

The Digital Learning Platform consists of 13 Episodes and covers the following subjects:

Certificate IV in Finance and Mortgage Broking – Episode 1

TMA lecturer discusses Property Titles, the Mortgage Loan Process, Credit Guides, Credit Quotes and Credit Proposals

 

Certificate IV in Finance and Mortgage Broking – Episode 2 

TMA lecturer discusses Fact Finds, the Five C’s of Credit, Credit Scores, Veda and calculating Loan to Value Ratios (LVR) and Lenders Mortgage Insurance (LMI). During this episode, they will be referring to the LMI Premium Rates located in the Appendices of your course manual.

 

Certificate IV in Finance and Mortgage Broking – Episode 3 

TMA lecturer discusses Transfer Stamp Duty, Land Transfer Registration Fees, Principal and Interest (P & I) Repayments and Support Documents. 

During this episode, they will be referring to the P & I Multiplier and Summary of Stamp Duty Rates and Fees which are both located in the Appendices of your course manual.

 

Certificate IV in Finance and Mortgage Broking – Episode 4

TMA lecturer discusses the National Consumer Credit Protection (NCCP) Act 2009, when you will need a Credit Licence, Licensing requirements and Dispute Resolution processes.

 

Certificate IV in Finance & Mortgage Broking – Episode 5 

TMA lecturer discusses different Mortgage types and Mortgage Products

 

Certificate IV in Finance & Mortgage Broking – Episode 6

TMA lecturer continues discussing Mortgage Products, The First Home Owners Grant (FHOG), Letter of Offer and Discharge Forms

 

Certificate IV in Finance & Mortgage Broking – Episode 7 

TMA lecturer discusses the main servicing methods adopted by lenders which includes Debt Servicing Ratio (DSR), Net Surplus Ratio (NSR), Net Surplus Income (NSI) and goes through a Case Study example

 

Certificate IV in Finance & Mortgage Broking – Episode 8 

In this video Andrew Tan goes through a Westpac loan application using a case-study.

 

Certificate IV in Finance and Mortgage Broking – Episode 9 

This episode covers setting up your Mortgage Business, marketing, lead generation and your ideal customer/target market.

 

Certificate IV in Finance and Mortgage Broking – Episode 10 

Promoting your new business, Business Structures, setting up your Mortgage business, referrals and dispute resolutions.

 

Certificate IV in Finance and Mortgage Broking – Episode 11 

Business planning and setting goals.

 

Certificate IV in Finance & Mortgage Broking – Episode 12 

TMA lecturer discusses your Competitive Advantage, “What is your Value Proposition?” and Credit Assistance

 

Certificate IV in Finance & Mortgage Broking – Episode 13 

TMA lecturer discusses Continuous Professional Development (CPD), Privacy Act and storage requirements, what you will need to set up your Mortgage business, Strategic Alliances and your Mortgage Broker Sales Pitch.